Our Financial Services
We provide a range of financial services tailored to meet the needs of both the formal and informal sectors across Zambia.
Payroll Backed Loans
Easy and convenient loans, including personal loans and salary advances, deducted from your salary.
SME Financing
Fuel your business growth with flexible financing options like invoice discounting and working capital.
Gulani Loans
Easy and convenient loans that are issued in the form of assets, ranging from building materials, solar energy solutions, farming equipment and inputs, vehicle financing, and many more.
Term Deposits
Micro Finance Zambia Limited has simplified investing with our Term Deposit product. This allows individuals and corporations to invest funds for a fixed term and earn competitive interest rates.
Salary Advances
We work with you to design financial solutions that fit your unique business, family, and personal needs.
Zipake
Mobile Term Deposits Available On Airtel Mobile Money.
Vehicle Asset Financing
MFZ Vehicle Asset Financing (VAF) is a financing facility that enables formally employed individuals and eligible SMEs to purchase a vehicle without having to pay the full purchase price upfront. MFZ finances the vehicle, while the customer makes an agreed initial contribution and repays the balance through structured monthly instalments.